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Remortgaging

  • Tuesday, 23 July, 2024
    UK property
    Nationwide first big lender to offer sub-4% mortgage deal in months

    Rate will only be available to buyers and not customers switching home loan products

    Residential housing in south-east London
  • Friday, 21 June, 2024
    Borrowers kept on hold by Bank rates decision

    Lenders remain cautious over mortgage rates

    Bus passengers pass the Bank of England in the City of London
  • Friday, 17 May, 2024
    Mortgages
    Mortgage rates drop as markets bet on Bank of England cut

    Fresh wave of competition among lenders could provide relief for homebuyers ahead of UK general election

    A member of the public looks at houses for sale in the window of an Estate Agents in Reading, west of London
  • Friday, 17 May, 2024
    Moira O'Neill
    Will a mortgage scupper your retirement?

    City watchdog predicts more over-65s will have outstanding home loans in the future

    Group of senior friends out hiking
  • Tuesday, 23 April, 2024
    The Big Read
    Can long-term mortgages help solve the UK’s housing crisis?

    Home loans with interest rates fixed for a decade or more could get more buyers on to the ladder — and disrupt a £1.6tn industry

  • Friday, 19 April, 2024
    Personal Finance
    The struggle to choose the right mortgage

    As interest rates stay higher for longer, those looking to refinance face some difficult choices

  • Friday, 29 March, 2024
    UK property
    First-time buyers targeted with £5,000 deposit mortgage

    Scheme aims to get buyers lacking large deposits on the property ladder

    For sale signs outside houses in south London
  • Friday, 22 March, 2024
    Mortgage rate cuts anticipated after inflation data and rates decision

    Falling swap rates likely to mean more market stability

    An estate agent’s window in Guildford, Surrey
  • Friday, 15 March, 2024
    UK property
    UK property market shows green shoots of recovery

    Rising UK home sales in first quarter data underline hopes of a market revival

    Aerial view of new housing estate
  • Monday, 19 February, 2024
    Mortgage lending to older UK borrowers slumps

    Higher interest rates hit the market for the over-55s

    Homes in the Ladbroke Grove area of west London
  • Friday, 9 February, 2024
    UK property
    Have you taken out a long-term fixed rate mortgage?

    FT Money is seeking comments from readers who have taken out such a mortgage or rejected the idea

  • Friday, 12 January, 2024
    Claer Barrett
    Why it pays to be picky about mortgage brokers

    When a price war breaks out, choose your money-saving weapons carefully

    A row of terraced houses in London. Before anyone with a looming refinancing reaches for the holiday brochures, remember that nobody can predict the future path of interest rates
  • Tuesday, 9 January, 2024
    Mortgages
    Barclays and Santander announce cuts to UK mortgage rates

    Moves follow similar action by HSBC and Halifax

    New-build homes on a modern housing estate in Hertfordshire
  • Thursday, 28 December, 2023
    Rich People’s ProblemsJames Max
    You only live once, so I need two mortgages

    I could reduce my debts by selling assets, but where’s the fun in that?

  • Friday, 20 October, 2023
    Buy-to-let
    Crunch time for student buy-to-lets

    The threat of new legislation comes at a time of high interest rates and inflation

  • Thursday, 12 October, 2023
    Q&APersonal Finance
    Need to Know: What do Metro Bank’s financial woes mean for customers?

    There are consequences for both borrowers and savers

  • Thursday, 21 September, 2023
    UK interest rates
    UK mortgage rates set to fall after BoE knife-edge vote

    Decision to hold interest rates will be welcomed by prospective homebuyers and property sector

    A man takes down a For Sale sign outside a house
  • Friday, 15 September, 2023
    FT Money personal finance guides
    FT Money Guide: A tale of two housing markets

    Why are property prices falling in the UK and rising in the US?

  • Tuesday, 1 August, 2023
    UK mortgage rates
    Three large UK lenders cut mortgage rates as inflation outlook improves

    NatWest, Halifax and Virgin Money become the latest home loan providers to reduce cost of borrowing on some products

    An aerial view of terraced homes in Crewe
  • Friday, 28 July, 2023
    Mortgages
    Falling mortgage rates usher borrowers towards shorter-term deals

    Many lenders are trimming rates — though not all

    A London city skyline
  • Wednesday, 26 July, 2023
    News in-depthBuy-to-let
    Higher mortgage costs threaten surge of UK buy-to-let property sales

    Landlords look to get rid of financial ‘headache’ by exiting rental market, further depressing the housing market

  • Friday, 14 July, 2023
    Mortgages
    Wealthy UK borrowers face interest-only mortgage payment shock

    The products’ sensitivity to rate rises means increases of thousands of pounds a month in repayments

  • Monday, 10 July, 2023
    UK interest rates
    Homeowners rush to remortgage because of rate rise fears

    Jump in deals comes after sharp increase in rates for home loans and against backdrop of high inflation

  • Sunday, 2 July, 2023
    Mortgages
    UK’s mortgage relief measures risk a financial shortfall in later life

    Advisers warn of higher total interest payments and threat to retirement savings

  • Thursday, 22 June, 2023
    UK interest rates
    UK mortgage borrowers face greater pain as BoE raises rates

    Brokers warn latest inflation figures will pile pressure on central bank

    An employee adjusts an information leaflet for a residential property in the window display of an estate agents,
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