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Moira O'Neill

Investing Columnist

Moira is an independent freelance investment and money journalist. She was previously head of content at interactive investor, editor at Moneywise, personal finance editor at Investors Chronicle and deputy editor at Money Observer. She has won a Wincott Journalism Award and written two personal finance books, Finance at 40 and Saving and Investing for Your Children.

Email Moira O'Neill @MoiraONeill  on Twitter (link opens in a new browser window)
  • Saturday, 27 July, 2024
    Advice & Comment
    Become a landlord? You’re better off putting your money in the bank

    The latest data suggests buy-to-let purchases are down, mortgage lending has dropped off and the sector is shrinking

  • Saturday, 27 July, 2024
    Personal pensions
    Entrepreneurs, are you paying enough into your pension?

    Four in 10 self-employed people are not on track for even a minimum standard of retirement lifestyle

  • Saturday, 13 July, 2024
    Financial Advice
    Why are fewer people getting financial advice?

    Numbers are down on last year, thanks in part to the burden of new regulations. But is this necessarily a bad thing?

    Montage of woman from behind with pen and pound signs and exclamation marks
  • Thursday, 4 July, 2024
    Investing in funds
    How to crack investing for retirement income

    Britons need urgent help with their long-term savings

  • Friday, 28 June, 2024
    Advice & Comment
    Wealth managers need to adopt AI — and fast  

    The industry is at risk of overplaying the quality of its ‘human’ support

  • Friday, 21 June, 2024
    Savings accounts
    Should you really open the Bank of Mum and Dad?

    ‘Nepo-investors’ are on the rise, but will they spend wisely?

  • Friday, 14 June, 2024
    Advice & Comment
    Tax anomalies that keep experts awake at night

    The UK has the world’s longest tax code — and the politicians don’t seem keen to change that

  • Friday, 7 June, 2024
    Advice & Comment
    Dreaming of retiring abroad? It’s more difficult than you think

    Popular destinations for expats have tightened their tax regimes

  • Friday, 24 May, 2024
    Advice & Comment
    Bond funds: a refuge as interest rates fall?

    It’s time to look again at fixed income

  • Friday, 17 May, 2024
    Personal Finance
    Will a mortgage scupper your retirement?

    City watchdog predicts more over-65s will have outstanding home loans in the future

    Group of senior friends out hiking
  • Saturday, 11 May, 2024
    Private investing
    Investment trusts troubles present an opportunity

    Act now before the Lords’ reform — the discounts may disappear

  • Friday, 3 May, 2024
    Personal Finance
    Can you afford to retire early?

    For many, escaping the 9 to 5 is an alluring proposal. But how can you ensure you don’t run out of money — or get bored?

  • Friday, 19 April, 2024
    Advice & Comment
    Don’t let your pension run out of money

    Drawdown investors need to be prepared for high inflation or a market crash

    empty wallet with arrows facing down
  • Thursday, 4 April, 2024
    Advice & Comment
    Gold or gilts: which is best for inflation protection?

    An all-time high for the yellow metal is a sign drawdown investors should examine their reasons for holding it

  • Friday, 22 March, 2024
    Investing in funds
    Isas: the nation’s tax-free favourite turns 25

    The tax-sheltered investment scheme provides a lifeline for millions of savers

  • Wednesday, 6 March, 2024
    UK Budget 2024
    Do we really need another Isa allowance?

    The chancellor’s effort to boost investment in UK companies simply adds to the savings vehicle’s complexity

  • Friday, 1 March, 2024
    Advice & Comment
    Pensions: to crystallise or not to crystallise, that is the question

    Some advisers are recommending their clients act now to protect against a future tax charge

  • Thursday, 8 February, 2024
    Advice & Comment
    Is it possible to master emotions when trading?

    Academic research suggests evolutionary hunter-gatherer traits do not serve us well when investing

  • Friday, 2 February, 2024
    Annuities
    Pension planning: annuities back on the table

    Higher interest rates have boosted income for life options

  • Friday, 19 January, 2024
    Advice & Comment
    Should you put all your investment eggs in one basket?

    The financial compensation scheme limit urgently needs to be reviewed

  • Tuesday, 16 January, 2024
    Annuities
    Annuities — we want your views

    Do you enjoy peace of mind, or do you regret this retirement decision?

    A serious-looking woman reads a letter
  • Friday, 12 January, 2024
    Investing in funds
    Make investing simpler and easier in 2024

    Weed out the poor performers and declutter your portfolio

  • Friday, 22 December, 2023
    Gold
    Five gold rings? I’d rather have silver

    Demand for rare metals is likely to soar over the next 10 years

  • Friday, 8 December, 2023
    Personal Finance
    Financial services: time to take account of neurodiversity

    ADHD and similar conditions are a growing challenge for firms and customers

    Keren Miles Perrott
  • Friday, 17 November, 2023
    Advice & Comment
    How to make retirement less taxing

    Drawdowners can cut their liability with careful planning

Previous page You are on page 1 Next page

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